Let's start lending! 🚀

Day 1 guide to starting digital lending on the Apollo Platform

Introduction🤩

Here’s a collection of APIs that are fundamental to digital lending on the Apollo Platform. This is the rock-solid foundation on which 40+ companies have embarked on their lending journey 🌈

Start your engines. You are now 48 hours away from doing your first digital loan! 🚀

Overview 🤓

All our APIs are organized around REST*. Our APIs have predictable resource-oriented URLs, accept form-encoded** request bodies, return JSON encoded** responses, and use standard HTTP response codes.

If the tech jargon is lost on you:

  • *Here is a quick explainer video on REST APIs

  • **Think of form-encoded as an acceptable format to post a request in.

  • **JSON ( JavaScript Object Notation) is a popular programming language

It’s simple to integrate, brilliantly documented, and most importantly suited to match your tech team’s ever-limited bandwidth

For ease of testing, we have distinct test and live environments. Switching over from test to live is easy: Simply change the URL and the unique key allocated by Apollo Finvest to production credentials and boom, you're live!

Documentation 📜

To make this Day 1 guide crisp, we have hand-picked a few core APIs out of our larger bouquet of 20+ APIs and split them into 5 broad categories as mentioned below.

  • KYC APIs: 

    • We have integrations with leading players in the KYC automation space (Karza & HyperVerge). Their entire gamut of services are available with us 

  • Credit APIs:

  • Loan Creation API:

    • Loan Creation API documentation

    • This API is used to pass approved borrower personal data, loan data,  KYC documents, and Loan Agreement through a single API to create loans on Sonic 

  • Disbursement API:

  • Collection APIs: 

    • We have integrations with multiple payment gateways like RazorPay, Cashfree, PayU, etc. to enable different modes of collections 


All our API Responses are communicated via HTTP using following the status codes :

  • 200 - OK 

    • Everything worked as expected

  • 400 - Bad Request 

    • The request was unacceptable, often due to missing a required parameter

  • 401 - Unauthorized 

    • No valid API key provided

  • 402 - Request Failed

    • The parameters were valid but the request failed

  • 403 - Forbidden 

    • The API key doesn't have permissions to perform the request

  • 404 - Not Found 

    • The requested resource doesn't exist

  • 409 - Conflict 

    • The request conflicts with another request (perhaps due to using the same idempotent key

  • 429 - Too Many Requests 

    • Too many requests hit the API too quickly. We recommend an exponential backoff of your requests

  • 500, 502, 503, 504 - Server Errors 

    • Something went wrong at our end- Very Rare!

 How can Fintechs get started with testing? 🚀

  • Write to us at product@apollofinvest.com

  • We will share the postman collection containing these APIs for a quick trial 

  • Let the magic begin! ✨