Apollo’s Universe of APIs
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Apollo’s Universe of APIs
Reference to API Documentation
Apollo offers lending APIs that can be easily integrated by Fintechs and partner NBFCs. Our APIs are RESTful, and all responses are in JSON format. We have UAT (test) and Prod (live) platforms. API keys for these environments will be generated at the time of integration.
Credit Bureau APIs
Apollo has integration with different credit bureaus to get the credit score and credit history of the borrower.
Loan APIs & Webhooks
The below-mentioned APIs are used for creating, updating and knowing the status of the loan
Loan Creation API:
This API is used to create a loan in Apollo’s Loan Management System. We support different types of loans with different repayment frequencies:
Personal Loan (monthly/weekly/daily repayment)
Micro Loan
Consumer Loan
Loan Status API:
Integrating with this API allows Fintechs to retrieve the current status of a loan within Apollo's Loan Management System. It provides real-time information for efficient tracking of the loan application.
Loan Status Webhook:
To receive automatic updates on loan status changes via webhook, eliminating the need for continuous API calls.
Loan Update API:
Loan Update API is used to update limited information about the loan that was previously created on Apollo's LMS
LOC APIs & Webhooks
These APIs allow the Fintech/partner NBFC to create a line of credit in Apollo's Loan Management System. Once the credit line is active, drawdowns corresponding to the credit line can be requested.
LOC Creation API:
This API is used to create a line of credit in Apollo’s LMS. We support both revolving and non-revolving credit line with different repayment frequencies.
LOC Status API:
Integrating with this API allows Fintechs to retrieve the current status of the credit line within Apollo's Loan Management System. It provides real-time information for efficient tracking of the LOC.
LOC Status Webhook:
To receive automatic updates on LOC status changes via webhook, eliminating the need for continuous API calls.
LOC Update API:
LOC Update API is used to update information about the LOC that was previously created in Apollo's LMS
Drawdown Creation API:
This API is used to initiate a drawdown request if the borrower has an existing and active credit line on Apollo’s LMS
Drawdown Status API:
Fintechs/ Partner NBFCs can integrate with this API to know the current status of the loan in Apollo’s LMS
Drawdown Status Webhook:
This API is used to receive automatic updates on drawdown status changes via webhook, eliminating the need for continuous API calls
Drawdown Update API:
Drawdown Update API is used to update information about the drawdown that was previously created in Apollo's LMS
Disbursement Communication APIs & Webhooks
These APIs/webhooks are required to communicate the disbursement status between Apollo and Fintechs/Partner NBFCs
When disbursement is done by Apollo:
Integrating with this API allows Fintechs to retrieve the current disbursement status of loan/drawdown.
To receive automatic updates on disbursement status changes via webhook, eliminating the need for continuous API calls.
When disbursement is done by Partner NBFC:
Disbursement Status Update API:
To inform Apollo about the disbursement status of the loan
Repayment API & Webhook
Repayment API
This API is needed to inform Apollo about the repayment collected from the borrower
Repayment Status Webhook
This webhook notifies the fintech/partner NBFCs about the change in the status of the repayment post reconciliation that was previously created using the Repayment API
Other APIS
Borrower’s Status API
This API is used to check whether the borrower belongs to the negative list (defaulter or fraud) of Apollo
NOC API
This API is to generate NOC (No Objection Certificate) from Apollo Finvest for loans that are closed on Apollo’s LMS
Document Upload API
This API is used to upload documents to Apollo’s S3 bucket
CKYC APIs
With our cKYC APIs, Fintechs and partner NBFCs can search, download, upload and update borrower's cKYC information. APIs available:
cKYC Search API
cKYC Download API
cKYC Upload API
cKYC Update API.
Please email us at business@apollofinvest.com to request a demo and complete documentation.